Ingredients

2 packages (8 ounces each) fat-free cream cheese, cubed1 can (15 ounces) black beans, rinsed and drained, divided3/4 cup shredded reduced-fat cheddar cheese6 green onions, chopped1-1/2 teaspoons ground cuminDash cayenne pepperTOPPING:1/4 cup shredded reduced-fat cheddar cheese2 tablespoons diced fresh tomato2 tablespoons chopped green onionTortilla chips

Preparation

In a food processor, cover and process cream cheese until smooth. Add half of the beans; cover and pulse until blended. Transfer to a bowl; stir in the cheese, onions, cumin, cayenne and remaining beans. Cover and refrigerate for 8 hours or overnight.

Just before serving, garnish with cheese, tomato and onion. Serve with tortilla chips.