Ingredients

1 package (8 ounces) fat-free cream cheese, softened1/2 cup fat-free sour cream1/2 cup taco sauce1 teaspoons ground cumin1 can (15 ounces) fat-free refried beans1 cup shredded lettuce1 cup shredded fat-free cheddar cheese1 medium tomato, diced1/4 cup chopped ripe olives1/4 cup chopped green chilesTortilla chips

Preparation

In a large bowl, beat cream cheese and sour cream until smooth. Stir in taco sauce and cumin; set aside.

Spread the refried beans over the bottom on a serving platter or 13x9-in. dish. Spread cream cheese mixture over the beans, leaving about 1 in. uncovered around the edges. Top layer with lettuce, cheese, tomato, olives and chiles. Serve with tortilla chips.